Fredia Hawthorne

• August is the perfect month for family road trips and summer adventures! 🚗 Before you hit the road, make sure your auto insurance is up to date. Having the right coverage can give you peace while you create unforgettable memories with your loved ones!☀️🛡️

• For those who don't know me, I was born and raised in Illinois, my parents instilled a very strong work ethic in me at a very young age as well as the importance of serving the community. I and my experienced team are able to help you make crucial coverage decisions, and we strive to give you and your family the one-on-one attention that you'd expect to get from a hometown agency. Our goal is to develop relationships that will give us the insight to be able to guide you as protect your family and your belongings. We love to serve you, our policyholders, with your auto insurance and fire insurance needs. And we are honored to be chosen to assist you in finding a health insurance plan that fits your circumstances as well as choosing the right life insurance plan to cover you and your family. I am available to meet with you to figure out your coverage and to stand side by side with you at the time of a claim. I am not only your agent but also your friend and neighbor.

Our specialties are Auto Insurance, Home Insurance, Flood Insurance, Life Insurance, and Health insurance, including Part D.

I am a member of Illinois State University Alumni, Bible Study Fellowship, Chamber of Commerce. Professional designations include Chartered Life Underwriter, (CLU), Chartered Property Casualty Underwriter (CPCU), Life Underwriter Training Council Fellow (LUTCF) A member of Proverbs 31 Women of Strength Inc. and a board member of Sangamon County Jail Ministry.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Have questions? Fredia in Springfield can walk you through your options.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Fredia works with Springfield residents to find coverage that fits.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Connect with Fredia for insurance guidance in Springfield.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. In Springfield, you can count on Fredia for personalized service.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. For personalized coverage in Springfield, IL, reach out to Fredia.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Fredia is here to help your Springfield household feel covered.